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pacs.008 — Schema revisions

Same business message, different xmlns. Markets pick a revision via usage guidelines — SEPA often stays on .08 while CBPR+ moves to .10 / .13.

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What changes

    pacs.008.001.08

    current

    SEPA / SCT Inst / TARGET2 baseline. EPC rulebooks and most TIPS/RT1 traffic still expect this ISO xmlns. SEPA samples in this explorer use .08.

    pacs.008.001.13

    upcoming

    Further ISO / SWIFT catalogue step. Track your market’s migration window — CBPR+ and regional HVPS publish the mandated revision, not the ISO catalogue alone.