Infrastructure

SIC

SIX · Switzerland · CHF

Swiss Interbank Clearing operated by SIX on behalf of the Swiss National Bank (SNB). Supports both real-time gross settlement (SIC regular RTGS) and sub-10s instant settlement (SIC IP on the SIC5 platform) in central bank money with 100% pre-funding and wait-file queuing.

Domestic Swiss franc (CHF) transfers: instant payments (SIC IP, 24/7/365, <10s) and regular credit transfers (SIC RTGS with daily SNB settlement cut-offs).

⚡ Instant payment flow📅 Regular payment flow

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