Cash Management

UnableToApplyV10

camtarea

026message

001variant

10version

Cash Management

A payment arrived but cannot be applied — missing or unusable remittance information. Opens an investigation case.

Schema versions

SWIFT and ISO publish successive XSD revisions of the same business message (e.g. pacs.008.001.08 → .10 → .13; same pattern for camt and pain). Markets pin one via a usage guideline (EPC SEPA, CBPR+, Swiss SPS…) and may add a country suffix (pacs.008.001.08.ch.02) — the Document xmlns must match that XSD.

ISO catalogue (XSD) ↗SWIFT / CBPR+ ↗SWIFT & versioning glossary →

Catalogue entry camt.026.001.10 (variant 001, version 10).

Facts

Root element: UblToApply
Direction: Bank → bank
Namespace: urn:iso:std:iso:20022:tech:xsd:camt.026.001.10
Variant (flavour): 001
Version: 10

investigationexceptioncamt

Elements a validator will insist on

Not the full XSD — the paths whose absence causes the rejections you actually see in production.

UblToApply/Assgnmt/Id
UblToApply/Case/Id

ISO 20022 payload· XML

camt.026 unable to apply

Investigation: payment received but cannot be applied — missing remittance. Switch XML | JSON in the inspector without leaving this sample.

<Agt>

<BICFI>COBADEFFXXX</BICFI>

</FinInstnId>

</Agt>

</Assgnr>

<Agt>

<BICFI>DEMOFRPPXXX</BICFI>

</FinInstnId>

</Agt>

</Assgne>

</Assgnmt>

<Case>

<Id>CASE-UNABLE-0001</Id>

<Cretr>

<Agt>

<BICFI>COBADEFFXXX</BICFI>

</FinInstnId>

</Agt>

</Cretr>

</Case>

</IntrBk>

</Undrlyg>

<Tp>

</Tp>

<AddtlMssngInf>Remittance information missing</AddtlMssngInf>

</MssngInf>

</MssngOrIncrrctInf>

</Justfn>

</UblToApply>

</Document>

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