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Pay with Pix / UPI-style A2A

Instant A2A by alias — teaching model of Pix/UPI.

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Payment method

Scan merchant QR / alias

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Beat · ia2a-alias

What is happening

Alias directory is the scheme itself (Pix / UPI)

The payer addresses the payee with a scheme alias (Pix key, UPI VPA) — not an overlay on SCT Inst.

Instant A2A schemeWhich rules? — Instant A2A scheme (Pix, UPI)Which system? — Domestic instant rail (Pix, UPI)

No sample on this beat

This step is UI-only or waits on the next hop. Advance to load a payload.