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Mandate + monthly SDD collection.
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Nox Standard · €12.99 / month
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Beat · sdd-pain
What is happening
pain.008 SDD Core / B2B with MndtId and SeqTp
The creditor sends a €100 collection instruction with the mandate reference.
SEPA Direct DebitWhich rules? — SEPA Direct DebitWhich system? — STEP2
ISO 20022 payload· XML
pain.008 SEPA direct debit
SDD Core collection with mandate id and sequence type. Creditor initiates; debtor account is debited.
<Document xmlns="urn:iso:std:iso:20022:tech:xsd:pain.008.001.08">
<CstmrDrctDbtInitn>
<GrpHdr>
<MsgId>PAIN8-20260812-001</MsgId>
<CreDtTm>2026-08-12T08:00:00</CreDtTm>
<NbOfTxs>1</NbOfTxs>
<CtrlSum>59.90</CtrlSum>
<InitgPty>
<Nm>Atelier Rousseau SARL</Nm>
</InitgPty>
</GrpHdr>
<PmtInf>
<PmtInfId>PMTINF-SDD-001</PmtInfId>
<PmtMtd>DD</PmtMtd>
<NbOfTxs>1</NbOfTxs>
<CtrlSum>59.90</CtrlSum>
<ReqdColltnDt>2026-08-15</ReqdColltnDt>
<Cdtr>
<Nm>Atelier Rousseau SARL</Nm>
</Cdtr>
<CdtrAcct>
<Id>
<IBAN>FR7630006000011234567890189</IBAN>
</Id>
</CdtrAcct>
<CdtrAgt>
<FinInstnId>
<BICFI>DEMOFRPPXXX</BICFI>
</FinInstnId>
</CdtrAgt>
<CdtrSchmeId>
<Id>
<PrvtId>
<Othr>
<Id>FR12ZZZ123456</Id>
<SchmeNm>
<Prtry>SEPA</Prtry>
</SchmeNm>
</Othr>
</PrvtId>
</Id>
</CdtrSchmeId>
<DrctDbtTxInf>
<PmtId>
<EndToEndId>E2E-SDD-2026-0001</EndToEndId>
</PmtId>
<InstdAmt Ccy="EUR">59.90</InstdAmt>
<DrctDbtTx>
<MndtRltdInf>
<MndtId>MND-8842</MndtId>
<DtOfSgntr>2024-03-01</DtOfSgntr>
</MndtRltdInf>
</DrctDbtTx>
<DbtrAgt>
<FinInstnId>
<BICFI>COBADEFFXXX</BICFI>
</FinInstnId>
</DbtrAgt>
<Dbtr>
<Nm>Marie Lefebvre</Nm>
</Dbtr>
<DbtrAcct>
<Id>
<IBAN>DE89370400440532013000</IBAN>
</Id>
</DbtrAcct>
</DrctDbtTxInf>
</PmtInf>
</CstmrDrctDbtInitn>
</Document>